SBA lenders need defensible equipment valuations with complete audit trails. Appraisal Dream's AI turns your site visit photos into organized asset lists and court-ready reports — so you deliver faster without cutting corners.
Every day your report is delayed, the borrower's loan sits in limbo. Here's what's slowing you down.
You photograph 200+ pieces of equipment on a site visit, then spend days manually typing year, make, model, and serial numbers into spreadsheets. One transposition error can undermine the whole report.
AI extracts asset data from photos automatically
SBA credit committees push back when comps lack source documentation or the audit trail has gaps. You end up reworking reports instead of starting new engagements.
Every comp includes source documentation and audit trail
Site visit photos on your phone, asset data in Excel, comps in browser bookmarks, notes on paper. Assembling a coherent report means stitching together 4-5 different sources.
One platform for photos, assets, comps, and reports
Every feature designed to help you deliver USPAP-compliant SBA reports faster.
Upload hundreds of site visit photos. AI identifies equipment, extracts year, make, model, serial numbers, and condition data — organized into a structured asset list in minutes, not days.
Every photo, every comp, every edit is preserved with timestamps and source documentation. When SBA lenders or credit committees ask questions, you have the receipts.
Select the value premise required by the SBA lender. The software structures your comp analysis and report formatting around Fair Market Value, Orderly Liquidation, or Forced Liquidation.
No learning curve. No onboarding calls. Just faster appraisals.
Drag and drop hundreds of photos from the borrower's facility. Or connect Google Drive and they flow in automatically.
AI organizes everything with year, make, model, serial, and condition. Add your comps, set the value premise, and refine as needed.
Generate a defensible report with complete audit trail. Send it to the SBA lender with confidence.
My underwriters stopped questioning my comps. The source documentation makes all the difference when credit committee pushes back.
Common questions about using AI for SBA loan appraisals
SBA lenders require independent equipment appraisals for loans where equipment serves as collateral, typically for SBA 7(a) and 504 loans above $250,000. The appraisal must be USPAP-compliant, performed by a qualified appraiser, and include a defensible value conclusion with documented comparable sales. Appraisal Dream's workflows are aligned with USPAP requirements and generate reports with complete audit trails that SBA lenders accept.
Most appraisers report cutting their turnaround time by 50-70%. The AI processes your site visit photos to automatically generate organized asset lists with year, make, model, serial numbers, and condition data. Instead of spending days on manual data entry and photo sorting, you spend minutes reviewing and refining AI-generated results. The report formatting, audit trail, and export are handled automatically.
Appraisal Dream's workflow is aligned with USPAP requirements from intake through delivery. The software handles photo processing, asset identification, and data organization while you control the valuation methodology, comp selection, and final value conclusions. Reports include complete audit trails with evidence preservation, source documentation for every comparable, and defensible scope of work — exactly what SBA lenders and credit committees expect.
Appraisal Dream supports Fair Market Value (FMV), Orderly Liquidation Value (OLV), and Forced Liquidation Value (FLV) — the three value premises most commonly required by SBA lenders. You select the appropriate premise for each engagement, and the software structures your report and comp analysis accordingly.
The AI analyzes your site visit photos to identify equipment type, manufacturer, model, year, and visible serial numbers. It organizes hundreds of photos into structured asset lists, grouping related images to the same piece of equipment. You review everything before finalizing — the AI handles the tedious data extraction, but the professional judgment stays with you.
Yes. Appraisal Dream works for any equipment appraisal engagement, including SBA 7(a) and 504 loans. The USPAP-aligned workflows, complete audit trails, and defensible report formatting meet the documentation standards that SBA lenders require. Whether it's a single-asset loan or a facility full of equipment, the AI scales to handle the workload.
Join the beta and see the difference in your first engagement.