Credit committees need defensible collateral appraisals with documented OLV/FLV conclusions. Appraisal Dream's AI turns site visit photos into organized asset inventories and audit-ready reports — so deals close faster.
Every week the appraisal is delayed, the deal stalls and borrowing base calculations sit incomplete.
ABL facilities often involve equipment across multiple sites. Photographing hundreds of assets, manually cataloging each one, and assembling a portfolio-level report takes 2-4 weeks — slowing deal velocity for the entire lending team.
AI processes hundreds of photos into organized asset lists in minutes
When comparable sales lack source documentation, credit committees push back. You spend days re-researching and re-documenting comps instead of moving to the next deal.
Every comp captured with full source documentation and audit trail
When a borrower hits distress, lenders need updated collateral valuations immediately. Traditional appraisal timelines don't work when workout teams need OLV/FLV opinions within days, not weeks.
Cut turnaround by 50-70% with AI-automated data extraction
Every feature designed for the speed and rigor ABL teams demand.
Upload hundreds of site visit photos per location. AI identifies equipment, extracts asset data, groups related images, and produces structured inventories — ready for borrowing base spreadsheets.
Select the value premise the lender requires. Whether it's Orderly Liquidation for standard borrowing base or Forced Liquidation for workout scenarios, the software structures your analysis accordingly.
Reports include documented comparable sales with sources, complete asset inventories with condition assessments, and a full audit trail. Export to spreadsheets or formatted reports that credit committees approve.
The same rigor, delivered faster. No shortcuts, just less busywork.
Drag and drop photos from the borrower's facility — hundreds at a time, across multiple locations. Or connect Google Drive for automatic import.
AI extracts year, make, model, serial, and condition data. Add your comps with source documentation, select OLV or FLV, and refine the asset list.
Generate a defensible report with complete audit trail. Export to spreadsheets for borrowing base calculations or formatted PDFs for credit packages.
My underwriters stopped questioning my comps. The source documentation makes all the difference when credit committee pushes back.
Common questions about AI-powered equipment appraisals for asset-based lending
An equipment collateral appraisal for asset-based lending (ABL) is an independent valuation of machinery, vehicles, and other tangible assets used as collateral in a revolving credit facility or term loan. ABL lenders rely on these appraisals to determine borrowing base availability, typically using Orderly Liquidation Value (OLV) or Forced Liquidation Value (FLV) as the value premise. Appraisal Dream accelerates this process by using AI to turn site visit photos into organized asset lists with defensible valuations.
Appraisal Dream's AI processes site visit photos to automatically identify equipment, extract year, make, model, serial numbers, and condition data. This eliminates the days of manual data entry that typically delay ABL appraisals. The software supports OLV and FLV value premises, captures comparable sales with full source documentation, and generates reports with complete audit trails — everything credit committees need to approve borrowing base calculations.
ABL lenders primarily use Orderly Liquidation Value (OLV) for standard borrowing base calculations and Forced Liquidation Value (FLV) for distressed or workout situations. Some facilities also reference Fair Market Value (FMV) for specific asset classes. Appraisal Dream supports all three premises and structures your comp analysis and report formatting around the premise the lender requires.
Traditional ABL equipment appraisals can take 2-4 weeks from site visit to delivered report. With Appraisal Dream, the AI handles photo processing and asset list generation in minutes, cutting the most time-consuming step by 50-70%. Appraisers spend their time on analysis and comp selection rather than data entry, delivering reports days faster without sacrificing quality.
Yes. Appraisal Dream is built for high-volume work. Upload hundreds of site visit photos at once — the AI organizes everything into structured asset lists automatically. Whether it's a manufacturing facility with 500 pieces of equipment or a multi-location portfolio, the software scales without slowing down. Organized output exports directly to spreadsheets for borrowing base calculations.
Credit committees typically require a USPAP-compliant report with clear value conclusions (OLV/FLV), documented comparable sales with sources, complete asset inventories with condition assessments, and a defensible audit trail. Appraisal Dream generates all of this automatically — every comp includes source documentation, every photo is linked to its asset, and the complete processing history is preserved for review.
Join the beta and see the difference in your first engagement.